really simple budgeting

PearBudget is an online tool that helps you understand your spending and make a plan for the future, without getting overwhelmed.

(no credit card required!)

or sign in to an existing account

Private by default

Unlike most personal finance / budgeting tools, we never ask you for your bank login information, and we never access your bank accounts. You are in total control.

Helps you take your spending *off* auto-pilot

Many financial tools, in an effort to make things “easier”, automate your expense tracking. The main thing that makes easier, though, is overspending. With PearBudget, you enter your receipts yourself. It’s an exercise (like working out, or practicing yoga) where the biggest benefits come from the work you do.

No money shaming

We won’t tell you how to spend your money, unlike a lot of well-meaning tools. We know every family is different, and you might need to spend more or less in certain categories than most people. We want you to spend more on what matters to you.

A time-tested approach

If you know how “the envelope system” of budgeting works, you’ll feel right at home. If you don’t know it, no worries! We’ll get you started.

Simple and stable

Websites that change their design all the time can make it hard to do what you want to do. We designed our app to be easy to use, and our design has worked well for over a decade. We let you do what you need to do, so you have more time for living life.

Here for the long haul

We put the first version of PearBudget online way back in 2003. 2003! We’ve been trucking along for longer than most internet companies have existed. Over a quarter of a million people have used PearBudget. Your data is safe. We aren’t going anywhere.

You’re the customer (not the product)

Most budgeting websites make their money from selling your personal data to other companies. We don’t! We make our money from low, no-surprise-fees subscriptions we charge our users (about 33 cents per day, billed monthly). We will never sell or share your data, and you can delete your account at any time.

Service with a smile

When you write in for support, you’re talking to the people who make the application. (Hi!) If you have ideas, we read them. If you have complaints, we read those, too. We’re here to help.

Try it all for free

Click the button below, and you have your very own PearBudget account, free for 30 days, including our interactive “getting started” tool. After that, it’s only $5 a month. We’re confident PearBudget will help you save your entire year’s subscription fee in the first two months you use it. And everything we help you save after that? That’s money you can spend on the stuff that matters the most to you.

We think you’ll love it.

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