really simple budgeting

PearBudget is an online tool that helps you understand your spending and make a plan for the future, without getting overwhelmed.

(no credit card required!)

or sign in to an existing account

Private by default

Unlike most personal finance / budgeting tools, we never ask you for your bank login information, and we never access your bank accounts. You’re in total control.

Take your spending *off* auto-pilot

Many financial tools, in an effort to make things easier, automate your expense tracking. That’s a problem — it decreases your awareness and makes overspending easier. With PearBudget, you enter your receipts yourself. It’s an exercise (like working out, or practicing yoga) where the biggest benefits come from the work you do. We help you own your decisions.

Feel better about your decisions

We won’t tell you how to spend your money. We know every household is different, and you might need to spend more or less in certain categories than other people. The goal is making the right choice for you, not some fictional ideal budget. We want you to spend more on what matters to you.

Follow a time-tested approach

If you know how “the envelope system” of budgeting works, you’ll feel right at home. If you don’t know it, no worries! We’ll get you started. We’ve helped hundreds of thousands of people make a budget and track their spending, and have been doing this for over 15 years. We’d love to help you, too.

Keep it simple

Websites that change their design all the time can make it hard to do what you want to do. We designed our app to be easy to use, and our design has worked well for over a decade. We let you do what you need to do, so you have more time for living life.

Here for the long haul

We put the first version of PearBudget online way back in 2003. 2003! We’ve been trucking along for longer than most internet companies have existed. Over a quarter of a million people have used PearBudget. Your data is safe. We aren’t going anywhere.

Know that you’re the customer (not the product)

Most budgeting websites actually make their money from selling your personal data to other companies. We don’t! We make our money from low, no-surprise-fees we charge our users, through a monthly (or annual) subscription. We will never sell or share your data, and you can delete your account at any time.

Get service with a smile

We’re a small company, and we really value connecting with our customers. Think of us like a local mom and pop shop, but on the web. When you write in for support, you’re talking to the people who make the application. (Hi!) If you have ideas, we read them. If you have complaints, we read those, too. We’re here to help.

Try it all for free

Click the button below, and you have your very own PearBudget account, free for 30 days, including our interactive “getting started” tool. After that, it’s only $8.99 a month (no more than Netflix). We’re confident PearBudget will help you save your entire year’s subscription fee in the first two months you use it (or we’ll give you your money back!).

We think you’ll love it.

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